OBSCURA by Adham – Terms & Conditions Charter

Issued under Seal: 26 October 2025

Preamble of Authority

By entering and engaging with Obscura by Adham, all users acknowledge that this Terms & Conditions Charter governs their access, behavior, and rights on the Platform. This Charter is legally binding and harmonizes with applicable international laws, including GDPR, CCPA, PIPEDA, LGPD, and other relevant data protection and consumer statutes.
All users must accept these Terms prior to accessing or using the Platform. Non-acceptance constitutes prohibition of access.

ARTICLE I – ACCEPTANCE OF TERMS

1.1 Binding Nature

All users of the Platform are bound by these Terms and the Privacy Charter. Agreement to these Terms is indicated by using, browsing, or interacting with the Platform.

1.2 Modification of Terms

Obscura by Adham may amend or expand these Terms at any time. Amended Terms shall take effect immediately upon posting on the Platform. Continued use constitutes acceptance.

1.3 Entire Agreement

This Charter, together with the Privacy Charter, constitutes the entire legal agreement between users and Obscura by Adham. No verbal statements, email communications, or external agreements shall override this Charter.

1.4 Precedence of Law

Where applicable local law provides greater protection to users, such provisions shall apply notwithstanding any conflicting clause in this Charter.

ARTICLE II – ELIGIBILITY

2.1 Minimum Age

Users must be 18 years or older or have attained the age of majority in their jurisdiction to access the Platform.

2.2 Legal Capacity

Users must have full legal capacity to form binding agreements under applicable law.

2.3 Verification of Eligibility

Obscura by Adham may request verification of age or legal capacity at any time. Misrepresentation may result in immediate suspension or permanent termination of access.

2.4 Restricted Users

Individuals prohibited from entering into contracts under local law (e.g., certain guardianship restrictions, corporate limitations) are prohibited from using the Platform.

ARTICLE III – USER ACCOUNTS AND RESPONSIBILITIES

3.1 Account Security

Users are fully responsible for safeguarding their login credentials. Sharing accounts with third parties is prohibited. Users must notify Obscura by Adham immediately if they suspect unauthorized access.

3.2 Accuracy of Registration Information

All registration information must be accurate, complete, and current. Users are responsible for updating their information promptly. Obscura by Adham is not liable for consequences arising from incorrect, incomplete, or outdated information.

3.3 Account Activity Responsibility

All activity conducted under a user’s account is the responsibility of the account holder. Users shall ensure that their use of the Platform complies with these Terms.

3.4 Suspension and Termination

Accounts may be suspended or terminated for violations of these Terms, suspicious activity, or upon legal obligation. Suspension may be temporary or permanent at Obscura by Adham’s discretion.

ARTICLE IV – ACCEPTABLE USE

4.1 Permitted Use

Users may access the Platform solely for lawful purposes and in accordance with this Charter.

4.2 Prohibited Conduct

Users shall not, under any circumstances:
 

• Use the Platform to engage in illegal, fraudulent, or unauthorized commercial activity.

• Upload, transmit, or distribute malware, viruses, malicious scripts, or disruptive content.

• Misrepresent identity, qualifications, or affiliation.

• Circumvent security measures or attempt to access restricted areas of the Platform.

• Infringe on the intellectual property rights of Obscura by Adham or third parties.

• Collect, scrape, or store data about other users without explicit consent.
   

4.3 Enforcement

Violation of this Article may result in immediate account termination, civil or criminal action, or permanent prohibition.

ARTICLE V – INTELLECTUAL PROPERTY RIGHTS

5.1 Ownership of Platform Content

All content on the Platform—including design, text, images, videos, code, logos, and trademarks—is owned exclusively by Obscura by Adham or its licensors.

5.2 Limited License

Users are granted a revocable, non-transferable, personal-use license to access content. Users may not:
 

• Copy, distribute, reproduce, or publicly display content.

• Sell, resell, or commercially exploit content.

• Record, screenshot, or store program content for redistribution.
   

5.3 Enforcement

Obscura by Adham reserves the right to pursue legal remedies for any infringement, including injunctions, damages, and recovery of legal fees.

5.4 User Contributions

Content uploaded by users remains their intellectual property, but users grant Obscura by Adham a worldwide, royalty-free, non-exclusive license to display, distribute, or promote such content. Users are fully responsible for compliance with copyright, privacy, and applicable law regarding submitted content.

ARTICLE VI – ONLINE PROGRAMS AND SERVICES

6.1 Program Delivery

All programs, workshops, and online courses are delivered digitally through the Platform. Access requires registration, login, and compliance with participation rules.

6.2 Participation Obligations

Users must engage in the program in good faith. Engagement includes viewing lessons, completing exercises, or following program instructions.

6.3 Refund & Support Policy

Users who do not benefit from programs may request support or refunds within 14 days of purchase. Refunds or credits are contingent upon reasonable engagement with the program. Refunds are limited to the original purchase price.

6.4 Program Outcome Disclaimer

While Obscura by Adham provides guidance and educational content, no specific results or outcomes are guaranteed. Users acknowledge that personal effort, prior knowledge, and engagement affect results.

6.5 Program Protection

Users may not share, record, reproduce, or distribute program content outside the Platform. Violations are subject to legal action and termination of access.

ARTICLE VII – PAYMENTS AND SUBSCRIPTIONS

7.1 Payment Authorization

Users authorize charges via the chosen payment method.

7.2 Subscription Renewal

Subscriptions automatically renew unless canceled according to posted policies. Users are responsible for managing renewal settings.

7.3 Pricing and Taxes

Prices are displayed in local currency. Users are responsible for applicable taxes and fees.

7.4 Refund Eligibility

Refunds are only available in accordance with the 14-day policy in Article VI.

ARTICLE VIII – LIMITATION OF LIABILITY

8.1 Scope

Obscura by Adham shall not be liable for:
 

• Indirect, incidental, or consequential damages.

• Loss of data, profits, goodwill, or opportunity.

• Failure to achieve specific outcomes in online programs.
   

8.2 Cap of Liability

Maximum liability is limited to the amount paid by the user in the preceding twelve months.

8.3 Assumption of Risk

Users engage with the Platform at their own risk and acknowledge that outcomes may vary.

ARTICLE IX – TERMINATION

9.1 Termination Rights

Obscura by Adham may suspend or terminate access for breaches, legal obligations, or suspicious activity.
9.2 Notice and Remediation

Users may be notified and offered the opportunity to remedy minor breaches. Immediate termination may occur for serious violations.

9.3 Survival
Intellectual property, liability limitations, and confidentiality obligations survive termination.

ARTICLE X – USER PROTECTION AND FAIRNESS
10.1 Protection

The Platform protects users from fraud, abuse, and harmful content. Reports are reviewed promptly.

10.2 Trust and Transparency

Disputes regarding programs, payments, or content are addressed in good faith. Obscura by Adham responds promptly and provides clear resolution options.

10.3 Reasonable Measures

All Platform protection measures are applied fairly without unjustly penalizing legitimate users.

ARTICLE XI – FORCE MAJEURE

Obscura by Adham is not liable for delays or failures caused by events beyond reasonable control, including natural disasters, internet outages, legal injunctions, or acts of government.

ARTICLE XII – SEVERABILITY

If any provision is invalid or unenforceable under applicable law, all remaining provisions remain in full force.

ARTICLE XIII – GOVERNING LAW AND JURISDICTION

This Charter is governed by the laws of the jurisdiction where Obscura by Adham is established, while respecting applicable international consumer and privacy standards. All disputes shall be adjudicated exclusively by competent courts of that jurisdiction.

ARTICLE XIV – AMENDMENTS AND CONTINUITY

Obscura by Adham may amend these Terms at any time. Amendments take effect immediately upon posting. Continued use signifies acceptance of updates.

ARTICLE XV – PETITIONS AND CORRESPONDENCE

For inquiries, disputes, or support regarding programs, payments, or usage:

Email: info@obscura.com
Subject: Terms Inquiry

FINAL DECLARATION OF AUTHORITY

This Terms & Conditions Charter, together with the Privacy Charter, forms the supreme governing law of the Platform, ensuring:

• Maximum protection of Obscura by Adham’s intellectual property and programs.

• Fair and reasonable protection for users.

• Transparency, trust, and integrity in all digital interactions.

So proclaimed under the authority of Obscura by Adham, this 26th day of October, Year Two Thousand and Twenty-Five.